I fell into the credit card trap during college; they were giving away credit cards like candy. By the time I graduated, I had over $5,000 of credit card debt. Needless to say, my rent and auto payment ate up my entire entry-level salary and I fell behind on my credit cards that were charged off. I thought my college mistakes would keep me from getting a house, but your program helped me achieve prefect credit. Thank you for giving me the second chance I needed!
Beth Lewis, 26 (Burbank, California, USA)
Story #1: The College Trap
Beth Lewis, 26 (Burbank, California, USA)
As a real estate investor, my husband and I had five investment properties of high value in the south Florida area. And when the economy went south in 2008, our tenants couldn’t afford to pay their rent. We were stuck with these mortgages to pay ourselves. Needless to say, we had to let some properties go and our credit took a huge hit. Your program not only helped us erase our bad debt, but we achieved a higher credit score than before. Thanks again for the second chance!
Story #2: The Real Estate Bubble
Linda Evans, 60 (Davie, Florida, USA)
Honestly, I didn’t know the importance of credit until I went to finance my first car. My credit score was a low 580. There was nothing major on it like a foreclosure or repossession, but I did have a cell phone and hospital collection accounts. These minor items I could have paid off killed my score, and I was unfortunately stuck with a 12% interest rate. After I followed the program exactly, my score went up to a 733. I was able to refinance into a 5.5% interest rate, saving almost $200 a month on the same car. I feel like a new man now…thanks again!
Story #3: Dude…What’s My Car Interest Rate?
David Williams, 29 (Chicago, Illinois, USA)